SNMC Company Blog
Articles and Resources
Explore our informative articles covering a wide range of mortgage topics, designed to empower you with knowledge and guide you through your home-buying journey. Trust us as your go-to resource for valuable insights and expert advice on all things mortgage-related.
Mortgage Education
The difference between forbearance and forgiveness
Forbearance is when a lender agrees to let a borrower postpone payments until a later date. The payments are not eliminated. They will need to be paid at the end of the forbearance period, spread over time, or added at the end of the loan. It’s important to know this...
Company News
Journey to Home Ownership
Discover the keys to successful home ownership in our comprehensive blog post. From understanding mortgage options to navigating paperwork and closing, gain valuable insights and expert tips to make your journey smooth.
Blog
FHA Loan vs. Conventional Mortgage: Which Is Right for You?
When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are for more established buyers — is that it? Not necessarily....
Top 5 reasons to get prequalified
Helpful Articles > First-time homebuyersNegotiate Towards a Better Price Prequalified gives the seller confidence by being reassured that financing shouldn't be an issue. Reduce Stress Know what terms you need, if you'll want to ask for down payment and/or closing...
Looking for a home loan?
Helpful Articles > First-time homebuyersWhen considering the purchase of a home, you're bound to have questions. Well, you've come to the right place! We've got the deep industry experience and long-term stability you're looking for in a mortgage company. Our...
Steps to home ownership made easy
Helpful Articles > First-time homebuyersPurchasing a home can seem complex. Obtaining a mortgage shouldn't be. Here are simple steps to get you started on your journey to homeownership: 1. Buyer obtains prequalification from lender 2. Buyer identifies desired home...
3 things more important than your interest rate
There are at least 3 things more important than the home loan interest rate you get. Shopping for a lender based only on rate will mean likely missing them. Home buyers often mistake interest rate as the only important part of a home loan. It’s not. There are many...