Common loan documents needed prior to closing your loan

by | First-Time Homebuyers

*SecurityNational Mortgage Company does not require income documentation to complete a loan application or to receive a loan estimate.

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Last 2 years W2's

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Last 2 years tax returns with all schedules (if applicable)

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1099s and copy of business license (if applicable)

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Most recent pay stubs (minumum of 30 days)

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2 months most recent bank statements (all accounts and all pages)

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Explanation of any inquires on credit report (signed and dated)

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Copy of earnest money check and purchase contract (for purchase transactions)

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Mortgage statement (for refinance transactions)

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Most recent homeowners insurance policy and tax statement for all properties owned (if applicable)

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Trust documentation (if applicable)

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Trust documentation (if applicable)

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Divorce decree/separation agreement and child support order (if applicable)

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Identification documentation, such as driver’s license, permanent resident alien card, etc.

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Disclaimer: SecurityNational Mortgage Company, and its loan officers, unless individually licensed and specifically denoted in their credentials, are not qualified to, and are prohibited from representing themselves as accountants, attorneys, certified financial planners, estate planners, investment specialists or tax experts, and will not advise you in those matters. Always seek the advice of a licensed professional. By submitting your contact information you agree to our Terms of Use and our Privacy Policy. You also expressly consent to having SecurityNational Mortgage Company contact you about your inquiry. This is not a commitment to make a loan. Loans are subject to borrower and property qualifications. Contact loan officer listed for an accurate, personalized quote. Interest rates and program guidelines are subject to change without notice. SecurityNational Mortgage Company is an Equal Housing Lender. Company NMLS# 3116

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