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Helpful articles for home buyers
With so many loan types available, it can get a bit confusing. We’re here to help you. Our expert loan officers can guide you through the available mortgage options and help you choose what will work best for you and your unique financial situation. You can trust on our loan professionals to help you find the perfect loan option for you. Browse these options below, then contact one of our local branches to get started on your journey home!
Are mortgage loans affected by coronavirus?
Steve Morrow with EverLEND Mortgage (our sister company in Utah) joined Nicea DeGearing on ABC4 today to talk about how home prices are heating up and what you need to know! Steve has 20+ years of mortgage experience and he suggests that consumers check that their...
Journey to Home Ownership
1. Obtain prequalification from lender 2. Identify desired home 3. Contract is accepted/home is placed in escrow 4. Submit loan application to lender 5. Lender orders title and property appraisal 6. Loan materials are reviewed and processed 7. Loan submitted to...
Leading the pack among mortgage lenders
While other mortgage lenders struggle to keep pace, SecurityNational Mortgage Company continues to lead our clients to the finish line. A mortgage company with a rock-solid reputation You can feel confident that you’re getting the guidance and professional treatment...
The difference between forbearance and forgiveness
Forbearance is when a lender agrees to let a borrower postpone payments until a later date. The payments are not eliminated. They will need to be paid at the end of the forbearance period, spread over time, or added at the end of the loan. It’s important to know this...
Know the different mortgage relief options
Know the different mortgage relief options so you can make the best choice. Forbearance This is the plan everyone is talking about since the passage of the CARES Act. It’s an agreement with your lender to reduce or delay regular payments for a set time. When the...
The fed cut interest rates to zero. Here’s what it means for mortgages.
Falling mortgage rates will likely hit a floor, Here's why. The Federal Reserve has taken emergency action to cut rates to zero. While 0% interest rates sound great to anyone who owns a home or is planning to buy, it’s important to slow down and talk through a couple...
Who’s who in the mortgage process
Helpful Articles > First-time homebuyersHere is a list of some of the people you will become familiar with throughout the loan process. This should help you better understand what you can expect from each individual along your journey home.An individual who is...
Mortgage do’s and don’ts
Helpful Articles > First-time homebuyersDo's Don'ts Looking to buy your first home?When considering the purchase of a home, you're bound to have questions. Well, you've come to the right place!Steps to home ownership made easyPurchasing a home can seem complex....
Common loan documents needed prior to closing your loan
Helpful Articles > First-time homebuyers*SecurityNational Mortgage Company does not require income documentation to complete a loan application or to receive a loan estimate.Looking to buy your first home?When considering the purchase of a home, you're bound to...
Top 5 reasons to get prequalified
Helpful Articles > First-time homebuyersNegotiate Towards a Better Price Prequalified gives the seller confidence by being reassured that financing shouldn't be an issue. Reduce Stress Know what terms you need, if you'll want to ask for down payment and/or closing...
Start your journey home today!
Still need help?
We're great with directions!
No really, ask us for directions. Our mortgage professionals are waiting to help answer any questions or concerns you have as you begin your journey home.