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Top 50 mortgage lender
Mortgage Banking Administration Member
Green Mortgage Lender

MY STORY

Who I am

I am a professional loan originator who focuses on solutions and satisfaction for each of my client’s unique situations. Whether you are looking for a new loan with great terms, or finding a better refinance solution, I will individually consult with you to ensure that I offer a full line of loan product solutions that best match your unique needs and financial situation. I believe in effective communication with each of my clients throughout the entire business transaction and strive to build a relationship that continues long after your loan is closed. I am committed to earning your business and respect every time you choose to do business with me and refer others to engage my services.

What I do

I look forward to better understanding your personal loan needs and finding the best solution. We will work together to help accomplish your financial goals. Clear communication is critical in this process so my team and I will keep you updated every step of the way. This communication will help us build a relationship that will last and my goal is to help you be satisfied with each transaction.My clients are my best resource for new business and my service is a key to success in helping me earn your referrals. I look forward to the opportunity to earn your business and I am confident you will be very happy!

Turning Houses into Homes™

TESTIMONIALS

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

They were very patient and helpful all way through the process.

Chester R

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Always there for anything I needed

Jose F

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Good experience working with good people

Jose J

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

The whole team did an excellent job. Mr. J Cruz did a really good job in keeping me updated thru the paperwork process. Thank you so much.

Oscar R

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

I would gladly recommend SNMC, Jay, Emilio, and Dora did a great job communicating with my wife and I. I would also like to thank Frank and Maggie our realtors for their help in helping us find a home. Thanks all!!!

Salvador E

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

This team is awesome! Helped me with all of my questions in a timely manner, was very caring and considerate. I would recommend them to anyone looking to purchase a home.

Mehrnoush M

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Jay Cruz is the best Mortgage officer he is very knowledgeable and respectful.

Husam A

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Through thick and thin , I felt like I had a team with me the entire time! Jay and Dora did their best and we got funded recently, Truly a dream come true !

Kirill P

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Well not much to say. When you said the journey just started I knew the it was already done.. always a pleasure working with you.. thank you again

Hugo L

GIVING YOU THE ADVANTAGE

We will get you a great rate, save you time, and eliminate worry.

LOANS

We give our customers the best loan options.

 

N

STABILITY

A leader in mortgage lending since 1993.

 

SIZE

We are a top 50 lender and growing.

 

Finding and purchasing your new home is a SNapp!

Search for a home, apply for a mortgage, calculate mortgage options, securely scan paperwork, and track your loan progress with SNapp Home.

 

Real Estate Agents

Contact me to find out how you can get
your own co-branded app for your clients.

OUR LOAN PROGRAMS

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Conventional Loans

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VA Loans

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Jumbo Loans

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Land Loan

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FHA Loans

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USDA/Rural Housing

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New Construction

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Investor Loans

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Reverse Mortgage

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Green Mortgages

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Down Payment Assistance

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Other Loans

*Loan programs can vary. Please contact me for more information about loan programs available in your area.

CONTACT ME

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Address

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Phone Number

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Email Address

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