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Top 50 mortgage lender
Mortgage Banking Administration Member
Green Mortgage Lender


Who I am

I am a professional loan originator who focuses on solutions and satisfaction for each of my client’s unique situations. Whether you are looking for a new loan with great terms, or finding a better refinance solution, I will individually consult with you to ensure that I offer a full line of loan product solutions that best match your unique needs and financial situation. I believe in effective communication with each of my clients throughout the entire business transaction and strive to build a relationship that continues long after your loan is closed. I am committed to earning your business and respect every time you choose to do business with me and refer others to engage my services.

What I do

I look forward to better understanding your personal loan needs and finding the best solution. We will work together to help accomplish your financial goals. Clear communication is critical in this process so my team and I will keep you updated every step of the way. This communication will help us build a relationship that will last and my goal is to help you be satisfied with each transaction.My clients are my best resource for new business and my service is a key to success in helping me earn your referrals. I look forward to the opportunity to earn your business and I am confident you will be very happy!

Turning Houses into Homes™


⭐️ ⭐️ ⭐️ ⭐️ ⭐️

I would definitely recommend using Kathy Calton for your mortgage or refi. It was extremely quick and I was able to close on my refi within a couple weeks of starting the process.


⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Kathy, Bonnie and the team at SNMC were recommended by our realtor who is also a great friend. With a close knit and small mountain community, you know reputation matters and will either carry you or burn you. Kathy exceeded our expectations. Closing was clean, on our terms (remote due to Covid) and perfectly on time.

The team is wholly committed to your satisfaction and ensure issues and questions are addressed quickly, clearly and completely.

We highly recommend Kathy, SNMC and their staff.

Randolph W

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Bonnie and Kathy are simply amazing!!! From day 1 I have inquired about mortgage until my closing, I was well-informed and guided with all the process and details! They are very knowledgeable and helpful. If you are looking for someone who could be your full support system during your home buying journey, then you NEED to work with them. You can’t go wrong!

Ma Bedetricia Anne Susi M

⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Bonnie, Kathy, and the rest at SNMC were on top of it the entire way!

Argyn G


We will get you a great rate, save you time, and eliminate worry.


We give our customers the best loan options.




A leader in mortgage lending since 1993.



We are a top 50 lender and growing.


Finding and purchasing your new home is a SNapp!

Search for a home, apply for a mortgage, calculate mortgage options, securely scan paperwork, and track your loan progress with SNapp Home.


Real Estate Agents

Contact me to find out how you can get
your own co-branded app for your clients.



Conventional Loans


VA Loans


Jumbo Loans


Land Loan


FHA Loans


USDA/Rural Housing


New Construction


Investor Loans


Reverse Mortgage


Green Mortgages


Down Payment Assistance


Other Loans

*Loan programs can vary. Please contact me for more information about loan programs available in your area.


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Phone Number

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Email Address

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