MY STORY
I am a professional loan originator who focuses on solutions and satisfaction for each of my client’s unique situations. Whether you are looking for a new loan with great terms, or finding a better refinance solution, I will individually consult with you to ensure that I offer a full line of loan product solutions that best match your unique needs and financial situation. I believe in effective communication with each of my clients throughout the entire business transaction and strive to build a relationship that continues long after your loan is closed. I am committed to earning your business and respect every time you choose to do business with me and refer others to engage my services.
What I do
I look forward to better understanding your personal loan needs and finding the best solution. We will work together to help accomplish your financial goals. Clear communication is critical in this process so my team and I will keep you updated every step of the way. This communication will help us build a relationship that will last and my goal is to help you be satisfied with each transaction.My clients are my best resource for new business and my service is a key to success in helping me earn your referrals. I look forward to the opportunity to earn your business and I am confident you will be very happy!
Turning Houses into Homes™
TESTIMONIALS
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Getting my recent re-fi done was a bit of a chore. I own my business which, evidently, made everything more complicated. Kathy rolled with the punches and bit by bit got all my ducks in a row and made the re-fi happen. She’s both professional and personable. When I was losing my patience with the many and varied requirements of the lending industry, she talked me off the ledge and patted me on the head (figuratively) and did the next right thing. In the end I got my re-fi and Kathy got one happy customer. I can’t say enough positive things about Kathy and her team. Well done gang!
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My husband and I have been through the mortgage process several times and this was the first time I felt like our lender was actually acting in our best interests and we were more than a number. Kathy really does care about her clients and goes the extra mile to make sure the decisions they are making are best for the client’s financial situation. My husband and I were so grateful to have someone we felt we could trust with our refinance. Kathy was really great about taking the time to explain any we had questions (and I always have a lot of questions, haha), and keep me updated on the application status. I highly recommend working with her!
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Kathy was very attentive to my needs during the loan process. She explained everything in detail as to what came next and was very capable of working with all Involved to reach our end goal, which was closing the loan. With a new build there can be many challenges. Dates can change very quickly and she was always very assuring and on top of everything that the end results would be exactly as I wanted it. I would highly recommended working with her.
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I would definitely recommend using Kathy Calton for your mortgage or refi. It was extremely quick and I was able to close on my refi within a couple weeks of starting the process.
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Kathy, Bonnie and the team at SNMC were recommended by our realtor who is also a great friend. With a close knit and small mountain community, you know reputation matters and will either carry you or burn you. Kathy exceeded our expectations. Closing was clean, on our terms (remote due to Covid) and perfectly on time.
The team is wholly committed to your satisfaction and ensure issues and questions are addressed quickly, clearly and completely.
We highly recommend Kathy, SNMC and their staff.
⭐️ ⭐️ ⭐️ ⭐️ ⭐️
Bonnie and Kathy are simply amazing!!! From day 1 I have inquired about mortgage until my closing, I was well-informed and guided with all the process and details! They are very knowledgeable and helpful. If you are looking for someone who could be your full support system during your home buying journey, then you NEED to work with them. You can’t go wrong!
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Bonnie, Kathy, and the rest at SNMC were on top of it the entire way!
GIVING YOU THE ADVANTAGE
We will get you a great rate, save you time, and eliminate worry.
LOANS
We give our customers the best loan options.
STABILITY
A leader in mortgage lending since 1993.
SIZE
We are a top 50 lender and growing.
Finding and purchasing your new home is a SNapp!
Search for a home, apply for a mortgage, calculate mortgage options, securely scan paperwork, and track your loan progress with SNapp Home.
Real Estate Agents
Contact me to find out how you can get
your own co-branded app for your clients.
OUR LOAN PROGRAMS
Conventional Loans
VA Loans
Jumbo Loans
Non-QM Loan
FHA Loans
USDA/Rural Housing
New Construction
Investor Loans
Reverse Mortgage
Adjustable Rate Mortgages
Down Payment Assistance
Renovation Loans
*Loan programs can vary. Please contact me for more information about loan programs available in your area.