Who I am
Lydia Smith prides herself on being a true Mortgage Professional. She has a Master’s Degree in Business Administration and a Bachelor’s of Science in Finance. With twenty-six years in the mortgage industry she has served in the capacity of Senior Loan Officer, Operations Manager, Underwriter and Executive Vice President. Her expertise is providing a thorough quantitative and qualitative financial analysis to ensure the proper mortgage product is aligned with the customer’s needs. Staying abreast of mortgage lending laws and providing timely ongoing communication so her clients are always provided the epitome of customer service has contributed to her success in the mortgage industry.
She is a strong advocate of every deserving family achieving the goal of home ownership. Her experience with Project Management and Time Management provides the confidence of knowing loans will close on time. All parties to the loan are provided a Projected Time Line To Close to ensure all parties to the loan work together in a collaborate effort to ensure a timely closing. We at SecurityNational Mortgage Company are here to serve you.
What I do
All potential homeowners who have not owned a home in the past three years who are considering utilizing government funded down payment assistance programs in TN and MS are required to attend an 8 hour HUD approved home buyer education seminar. This reinforces the responsibility and accountability of home ownership to aid in maintaining the upkeep, the value, and timely mortgage payments on the new home.
Lydia Smith, MBA availability:
Mon. – Fri. 9 am – 6 pm
Saturdays 1 pm – 5 pm
Sundays As Needed
Turning Houses into Homes™
WHAT MY CLIENTS ARE SAYING
⭐️ ⭐️ ⭐️ ⭐️ ⭐️
Very thorough, and will explain anything you need no matter how long it takes!Scarlet W
GIVING YOU THE ADVANTAGE
We will get you a great rate, save you time, and eliminate worry.
We give our customers the best loan options.
A leader in mortgage lending since 1993.
We are a top 50 lender and growing.
OUR LOAN PROGRAMS
Down Payment Assistance
*Loan programs can vary. Please contact me for more information about loan programs available in your area.