Choose Your Dream Sweepstakes

Official Rules

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR TO WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. NOT OPEN TO RESIDENTS OF THE STATES OF NEW YORK, RHODE ISLAND AND ALASKA. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

PARTICIPATION CONSTITUES PARTICIPANT’S FULL AND UNCONDITIONAL AGREEMENT TO AND ACCEPTANCE OF THESE “OFFICIAL RULES”.

I. SWEEPSTAKES PERIOD: The SecurityNational Mortgage Company Choose Your Dream Sweepstakes (the “Sweepstakes” or “Promotion”) begins 12:00:00 a.m. Central Daylight Savings Time (“CDT”) (“Start Date”) March 15, 2017 and ends at 11:59:59 p.m. CDT May 31, 2018 (the “Entry Period”).

II. ELIGIBILITY: The Promotion is open to legal residents of the U.S. and D.C. (excluding residents of the states of New York, Rhode Island and Alaska), who are eighteen (18) years of age in most states, however is nineteen (19) in Alabama and twenty-one (21) in Mississippi. Officers, directors and employees of SecurityNational Mortgage Company (the “Sponsor” or “SNMC”) their divisions, subsidiaries and affiliates, Compliance Sweepstakes Services LLC (“Administrator”), and their respective agents, advertising, promotional and judging agencies of each of the foregoing, and any other entity or persons that develops, produces or distributes materials for or related to this Promotions (collectively, “Released Entities”), and members of the immediate families (defined for these purposes as including spouse, parents, grandparents, children, grandchildren, siblings, and each of their respective spouse) or households (whether related or not) of any of the above, are NOT eligible to enter or win. The Promotion is subject to all applicable federal, state, local laws and regulations, and is void where prohibited by law. No groups, clubs, or organizations can participate in this Promotion on behalf of the group, club, or organization. Void in Puerto Rico, the U.S. Virgin Islands, U.S. Military installations in foreign countries, and where prohibited, taxed or otherwise restricted by law. Winning a prize is contingent upon fulfilling all requirements set forth herein. By participating an eligible consumer agrees to be bound by the complete Official Rules and the decision of the Sponsor.

III. HOW TO ENTER THIS SWEEPSTAKES: A consumer is deemed a Participant (“Participant” or “you”) in this Sweepstakes if eligible and enters the Sweepstakes using at least one (1) of the two (2) methods of entry as described below:
1.) SNMC Loan Application and Questionnaire Method of Entry: Participants are invited to complete a SNMC Loan Application (the “Application”) through a loan officer working at one of SNMC’s one-hundred thirty (130) plus loan office locations (http://snmcloanteam.com for locations), or go to https://www.snmc.com/win (the “Website”) and follow the prompts to complete the SNMC Loan Application, or click on the Sponsor’s social network ad link to complete the Application. Participants are required to provide a complete name, address, city, state, zip code, phone number (for winner’s contact only), email address and date of birth. Participants are required to also answer several mortgage related questions (“Questionnaire”). Upon completion of the Application, Questionnaire and agreeing to the terms and conditions of participation, each eligible Participant receives one (1) entry into the Sweepstakes drawing.
1A.) A Consumer’s Loan Application completed and submitted by September 15, 2016 and approved by SNMC during the Promotion Entry Period will be considered a qualified submission by the Applicant and will receive one (1) entry into the Sweepstakes drawing.
2.) Online Alternate Method of Entry: A Participant can enter the Sweepstakes without a SNMC’s Loan Application obligation by going to https://www.snmc.com/win and follow the prompts to complete the Sweepstakes online entry form (“Entry Form”).
Limit of one (1) Loan Application or one (1) Online Alternate Method of Entry per person per household address is permitted regardless of Method of Entry.

IV. GENERAL ENTRY CONDITIONS AND ODDS: Automated entries are prohibited, and any use of automated devices will cause disqualification. Participants may not enter with multiple e-mail addresses use any other device or artifice to enter multiple times or as multiple Participants. Any Participant who attempts to enter with multiple e-mail addresses, under multiple identities, or uses any device or artifice to register multiple times will be disqualified and forfeits any and all prizes won, in Sponsor’s sole discretion. Multiple Participants are not permitted to share the same e-mail address. Should multiple users of the same e-mail account enter the Sweepstakes and a dispute thereafter arise regarding the identity of the entrant, the authorized account holder of said e-mail account at the time of entry will be considered the Participant. “Authorized Account Holder” is defined as the natural person who is assigned an email address by an Internet access provider, an on-line service provider or other organization, which is responsible for assigning e-mail addresses or the domain associated with the submitted e-mail address. Potential winner may be required to show proof of being the Authorized Account Holder.

V. WINNER, SELECTION, NOTIFICATION AND ODDS: One (1) Grand Prize Winner and Nineteen (19) First Prize Winners (“Winner(s)”) will be randomly drawn on or about June 25, 2018 from all eligible Participants by Compliance Sweepstakes Services (“Administrator”), an independent judging organization, whose decisions are final and not subject to challenge and/or appeal in all matters relating to this Sweepstakes. Each Winner must respond via email or phone call to Sweepstakes Administrator within two (2) days from initial notification in accordance with the instructions in the notification. Each potential Winner must respond within two (2) days from the initial notification call. If Sweepstakes Administrator does not receive a response by that time, or if a potential Winner cannot be reached after a reasonable effort has been exerted, or if he/she is found to be ineligible, or cannot or does not comply with these Official Rules, such potential Winner will be disqualified and an alternate potential Winner may be selected at Sweepstakes Administrator’s sole and absolute discretion. The number of qualified entries submitted during the Sweepstakes Period will determine odds of winning.

VI. PRIZES (“Prize(s)”):
• One (1) Grand Prize Winner will receive one of the following Prizes. Available choices are as follows:
1.) Vehicle Purchase or Lease Prize Option 1: Winner has the option to select one of the following vehicle brands: Porsche AG®, Mercedes-Benz®, Audi® or Jeep® (“Vehicles”) and has up to $40,000.00 (USD) available to put toward the purchase or lease of the selected Vehicle. Refer to Section VII (1) for details and conditions.
2.) Dream Adventure for Two Prize Option 3: SNMC’s selected travel agency will plan a customized adventure experience vacation based on the Winner’s likes and dislikes. Travel Prize (“Travel Prize”) includes airfare, accommodations, food, excursions and more, up to $40,000.00 in ARV. Refer to Section VII (3) for details and conditions.
3.) Special Home Project Makeover Prize Option 4: Winner receives up to $40,000.00 toward their renovation or conversion home project. Refer to Section VII (4) for details and conditions.
4.) New Home Down Payment Prize Option 5: Winner will receive up to $40,000.00 cash toward the down payment of a new home. Refer to Section VII (5) for details and conditions.
5.) Cash Option Prize 6: Grand Prize Winner will be offered a $20,000.00 cash option in lieu of above Prize Options.
Total of Grand Prize Pool Approximate Retail Value (“ARV”) is $20,000.00 up to $40,000.00

• Nineteen (19) First Prize Winners will each receive a very nice Swag Prize Pack. Each pack ARV is $600. Total ARV of First Prize Pool is $11,400.00
Total ARV of the Promotion’s Prize Pool is $51,400.00

VII. GRAND PRIZE CONDITIONS:
1.) Vehicle Purchase or Lease Prize Option 1: Once the Winner decides which Vehicle they have chosen SNMC will then identify and approve the dealership the Winner will either purchase or lease the Vehicle from. If Winner needs to finance the remaining balance above the $40,000.00 Prize amount, the “on approved credit” will apply. Grand Prize Winner will be responsible for title, tag, registration fees and applicable taxes. Proof of insurance and a valid U.S. driver’s license must be shown prior to the Winner’s taking possession of Vehicle. Any cost of transporting a Vehicle to another location is the responsibility of the Winner. Delivery of the Vehicle shall be made as soon as practical after the signed Vehicle documents, but in no event more than eight (8) weeks after the Winner executes the Prize Acceptance Release (as defined in Section VIII). The selected manufacturer makes no warranty other than that expressed in its new vehicle limited warranty, a printed copy of which will be furnished with the Vehicle Prize.
2.) Dream Adventure for Two Prize Option 3: The Travel Prize (“Travel Prize”) will be planned by the Sponsor’s travel agent, and while prize suppliers will make every effort to confirm reservations as requested, operational and/or market conditions may prevent them from doing so on the requested dates. Travel, tickets and accommodations are subject to capacity controls, availability, blackout dates and other restrictions. Lost, stolen or damaged airline tickets, travel vouchers or certificates will not be replaced or exchanged. The Travel Prize awarded consisting of products/services for a Winner and travel companion, require that Travel Prize be redeemed together. It is the sole responsibility of the Winner to satisfy the entry requirements of the United States and any other country’s requirements as necessary. Sponsor is not liable for any missed prize events, opportunities or expenses incurred as a consequence of flight cancellation/delay or ground transportation delay. No refund or compensation will be made in the event of the cancellation or delay of any transportation or other prize element except at the sole and absolute discretion of Sponsor. If the Winner becomes disabled or cannot otherwise fully enjoy the Travel Prize due to illness, Sponsor shall have the option of: (a) being relieved of liability for fulfillment of the Prize award; or (b) at Sponsor’s sole and absolute discretion, extend the period during which the Prize may be awarded for a period equal to the duration of the Winner’s disability or illness, in which case certain Prize components may not be available. The Winner must prove such disability by a doctor’s certificate, which certificate shall be endorsed by another physician agreeable to Sponsor and Winner at Sponsor’s expense. The Travel Prize must be completed within one (1) year of the date it is awarded or prize will be forfeited. The total value of the airfare, hotel accommodations, and vacation extras cannot exceed $40,000.00 USD. The travel companion must execute Liability/Publicity Releases (“Travel Companion Waiver”) prior to issuance of travel documents. In the event that the travel companion of the Grand Prize Winner is a minor, their Travel Companion Waiver form will need to be executed on their behalf by their parent or legal guardian, who must be at least eighteen (18) years of age as of the date of departure In addition the parent or legal guardian executing the Travel Companion Waiver form on behalf of anyone traveling as part of the Grand Prize will need to accompany their child/ward at all times during the trip.
3.) Home Project Makeover Prize Option 4: Winner will submit to SNMC their specific garage, kitchen, bathroom, deck, etc., renovation or conversion Home Project (“Home Project”) request. Using online contractor recommendation services, the Winner will select a company that is licensed, bonded and is in good standing. SNMC will approve the selected contractor prior to the release of funds for the renovation/conversion project. Upon SNMC’s review and approval, the licensed contractor (“Contractor”) receives up to $40,000.00 for all approved expenses associated with the renovation or conversion. Sponsor accepts no responsibility for any contract or commitment made by selected contractor. Sponsor makes no representation, warranty, or guarantee as to quality or timeliness of work contracted. The Home Project Prize must be used within one (1) year of the date it is awarded. If the total value of the Prize does not reach the $40,000.00 value, the Winner will forfeit the amount remaining balance between the actual renovation costs and the $40,000.00. Sponsor will not guarantee final outcome of the renovation or conversion. All expenses not specified in the Contractor’s contract are the responsibility of the Winner.
4.) New House Down Payment Prize Option 5: Winner will receive up to $40,000.00 cash toward the down payment of a new home (“Home Down Payment”). SNMC’s corporate approval review procedure will be required in order for Winner to receive this Prize and a mortgage contract. The remaining balance loan must be provided by SNMC. Current and future real estate taxes, title insurance, homeowner’s hazard and liability insurance, and all other taxes, costs, fees, and expenses related to the maintenance of the home shall be the responsibility of the Winner commencing as of the date the Winner accepts the Grand Prize. The Home Down Payment Prize must be used within one (1) year of the date of signed Prize Acceptance Release.
5.) Cash Option Prize 6: In lieu of Winner taking any of the above Grand Prizes, the Winner will have the option of receiving $20,000.00 in cash (“Cash Option”).

The Sponsor and Released Entities have not made any warranty, representation or guarantee, expressed or implied, in fact or in law, with respect to any prize awarded and specifically disclaim all such warranties, including, without limitation, any warranty of merchantability or fitness for a particular purpose. Any prize is awarded “AS IS” and WITHOUT WARRANTY OF ANY KIND either expressed or implied. A Prize may not be sold, traded, or commissioned, and is not exchangeable, transferable, or redeemable for cash except in Sponsor’s sole discretion. Prize details and availability are subject to change. The stated “ARV” of any Prize is based on available information provided to Sponsor, and any difference in ARV at the time of awarding will not be awarded. There are no substitutions unless specified by the Sponsor. The Sponsor reserves the right at its sole discretion to substitute any Prize (or Prize component) with another Prize (or Prize component) of equal or greater value. Sweepstakes Administrator is not the supplier or guarantor of any Prize. A third party may fulfill prizing. The Sponsor and Released Entities are not in any way responsible or liable for damages resulting from shipping and handling, loss, use or misuse of any Prize awarded in this Sweepstakes.

VIII. GENERAL TERMS/CONDITIONS: Winners are required to comply with any and all applicable federal, state and local laws, rules and regulations. The value of any prize awarded to a Winner may be reported for tax purposes as required by law. The Winner is solely responsible for all federal, state and/or local taxes, and for any other fees or costs associated with the Prize received. Winner receiving a Prize valued over $600.00 will be required to sign an Affidavit of Eligibility and Liability/Publicity Release (collectively, the “Prize Acceptance Release”), with a copy of their passport, driver’s license or birth certificate as proof of age/residence and provide Sponsor with a valid social security number before a Prize will be awarded for tax reporting purposes. An IRS Form 1099 will be issued in the name of the Grand Prize Winner for the total ARV of the respective chosen Prize as stated in Section VI and VII, in the calendar year the Prize is taken. All properly claimed Prizes will be awarded. Non-compliance may result in disqualification. If the potential Winner fails to return requisite document within the specified time period, and/or if the potential Winner is not in compliance with these Official Rules, then such person shall be disqualified and an alternate Winner will be selected for the prize at issue. To claim a Prize, Winner will be required to provide their correct full-name, mailing address, telephone number and/or e-mail address. The Prize Acceptance Release is subject to verification by Sponsor and the potential Winner is subject to verification before any Prize will be awarded.

IX. LIMITATIONS OF LIABILITY: If for any reason this Promotion is not capable of running as planned for any reason, including, without limitation, due to infection by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical failures, fire, flood, storm, or other natural cataclysm, riot, strike, civil commotion, government regulation, or any other causes beyond the control of the Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Sweepstakes (or any part thereof), the Sponsor reserves the right, in its sole discretion, to disqualify any individual who tampers with the entry process, and to terminate, modify or suspend the Sweepstakes, in whole or in part, at any time, without notice and award the Prize(s) using all non-suspect eligible entries received as of or after (if applicable) this termination or suspension date. Released Entities assume no responsibility for any incomplete, incorrect, or inaccurate information, whether caused by Website users, tampering, hacking, or by any of the equipment or programming associated with or utilized in the Sweepstakes or by any technical or human error. Released Entities assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. The Released Entities are not responsible for any problems or technical malfunction of any telephone network or telephone lines, satellite network, computer on-line systems, servers, or providers, computer equipment, software, failure of any entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet, or any combination thereof, including any injury or damage to participant’s or any other person’s computer (or any information/material stored therein) relating to or resulting from participation in this Sweepstakes or downloading any materials in this Sweepstakes. Any person who supplies false information, obtains entries by fraudulent means or is otherwise determined to be in violation of these Official Rules in an attempt to obtain any prize will forfeit any prize won and may be prosecuted to the full extent of the law. CAUTION: ANY ATTEMPT TO DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW.

X. USE OF PERSONAL INFORMATION: Any personal information supplied by you to the Sponsor will be subject to the Sponsor’s privacy policy posted at www.snmc.com/privacy/. By entering the Sweepstakes, you grant the Sponsor permission to share your e-mail address and any other personally identifiable information with the Released Entities for the purpose of administration, Prize fulfillment and to send you e-mails about their products and services. You may opt out of receiving future e-mails from the Sponsor by clicking on the unsubscribe link contained in any e-mail and following the online directions for opting out of future promotional emails. You will remain eligible for this Promotion whether or not you opt out of receiving promotional e-mails from the Sponsor. Sponsor will not sell, rent, transfer or otherwise disclose your personal data to any third party other than as described above herein or in its respective privacy policy.
XI. RELEASES: All Participants, as a condition of participation in this Promotion, agree to indemnify, release and hold harmless Released Entities from and all liability, claims, damages, injuries or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained in connection with: (a) participating in any aspect of the Promotions; or (b) the receipt, ownership, possession, use or misuse of any Prize awarded. Winner’s compliance with these Official Rules, or Winner’s participation in Prize related activities, constitutes Winner’s agreement that the Released Entities may use Winner’s first name and initial of last name, voice, likeness and/or biographical data for advertising and promotional purposes in any and all media, internet and worldwide web, without limitation or additional compensation, notification or permission of any kind.

XII. WINNERS LIST / OFFICIAL RULES REQUESTS: To obtain a copy of the winner’s list or these Official Rules, send a self-addressed, stamped envelope by July 21, 2018 to: Compliance/ SecurityNational Mortgage Choose Your Dream Sweepstakes Winners List, PO Box 468, Stonington, CT 06378. The names of the Winners may also be posted on Sponsor’s social media websites between June 1, 2018 and July 21, 2018.

XIII. SPONSOR: SecurityNational Mortgage Company, 6965 Union Park Ctr. Ste 100,
Cottonwood Heights UT 84047

XIV. ADMINISTRATOR: Compliance Sweepstakes Services LLC, 106 Elm St., Stonington, CT 06378 (the “Sweepstakes Administrator”)

XV. MISCELLANEOUS: The names of individuals, groups, companies, products and services mentioned herein, and any corresponding likenesses, logos and images thereof reproduced herein, have been used for identification purposes only and may be the copyrighted properties and trademarks of their respective owners. The mention of any individual, group or company, or the inclusion of a product or service as a prize, does not imply any association with or endorsement by such individual, group or company or the manufacturer or distributor of such product or service and, except as otherwise indicated, no association or endorsement is intended or should be inferred. The invalidity or unenforceability of any provision of these Official Rules or the Prize Acceptance Release will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules or the Prize Acceptance Release is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sponsor’s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. For Participant, to the extent there is a conflict between Official Rules appearing any other location and any terms of use or other agreements posted on the Sponsor’s Web Site, these are the Official Rules to be abided by.

Porsche AG®, Mercedes-Benz®, Audi® or Jeep® and each of their respective affiliates, subsidiaries, shareholders, representatives, officers, directors, agents, and employees will have no liability or responsibility for any claim arising in connection with the participation in this sweepstakes or any prize awarded, and have not offered or sponsored this sweepstakes in any way.

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