[dica_divi_carousel show_items_tablet=”2″ transition_duration=”2000″ loop=”on” arrow_nav=”on” dot_nav=”on” equal_height=”on” lazy_loading=”on” load_before_transition=”on” advanced_effect=”1″ arrow_bg_color=”rgba(0,0,0,0)” arrow_position=”middle-outside” arrow_alignment=”center” use_prev_icon=”on” prev_icon=”<||divi||400″ use_next_icon=”on” next_icon=”=||divi||400″ carousel_container_margin_tablet=”” carousel_container_margin_phone=”|-15px||-15px|false|true” carousel_container_margin_last_edited=”on|phone” innercontent_padding=”15px|0px|15px|0px|true|true” innercontent_padding_tablet=”” innercontent_padding_phone=”15px||15px||true|true” innercontent_padding_last_edited=”on|phone” item_padding=”99px|6px|99px|6px|true|true” item_padding_tablet=”” item_padding_phone=”99px||99px||true|true” item_padding_last_edited=”on|phone” arrow_position_tablet=”” arrow_position_phone=”middle-outside” arrow_position_last_edited=”on|phone” _builder_version=”4.14.4″ title_font=”Montserrat|700|||||||” title_text_align=”left” title_font_size=”18px” body_font=”||||||||” max_width_tablet=”” max_width_phone=”65%” max_width_last_edited=”on|phone” module_alignment=”center” border_radii_item=”on|121px|121px|121px|121px” border_color_all_image=”#000000″ global_colors_info=”{}” custom_css_main_element__hover_enabled=”on”][dica_divi_carouselitem title=”Conventional” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/30Year-e1649354758949.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”rgba(142,144,145,0.8)” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_on_hover=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_color__hover_enabled=”on” button_bg_enable_color__hover=”on”]With a fixed rate mortgage, you can count on consistent mortgage payments for the duration of the loan, and enjoy peace of mind knowing your housing budget will remain steady. [/dica_divi_carouselitem][dica_divi_carouselitem title=”Mortgage Refinance” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/Refi-e1649354944944.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”rgba(67,127,185,0.6)” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_icon=”%%20%%” button_on_hover=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_enable_color__hover=”on”]Refinancing is one way you can use your home to leverage the investment you have made into that property. By doing so you could get a better interest rate, lower your monthly payment or even take cash out for upgrades.[/dica_divi_carouselitem][dica_divi_carouselitem title=”FHA Loan” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/FHA-e1649354934633.png” image_padding=”0|0|30px|0″ content_padding=”0px|0|0|0|false|false” button_margin=”32px||” custom_padding=”76px|20px|76px|20px|true|true” custom_padding_phone=”67px|20px|67px|20px|true|false” custom_padding_last_edited=”off|desktop” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”#0e416b” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_icon=”%%20%%” button_on_hover=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover_enabled=”on” box_shadow_vertical_button__hover=”2px” box_shadow_blur_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” button_bg_color__hover_enabled=”on” button_border_width__hover_enabled=”on” button_border_radius__hover_enabled=”on” button_letter_spacing__hover_enabled=”on” button_bg_color__hover=”rgba(0,0,0,0)” button_border_radius__hover=”0px”]FHA loans allow for lower credit scores, and down payment options as low as 3.5%. If you’re looking to buy a home for the first time, an FHA loan might be a good option for you. [/dica_divi_carouselitem][dica_divi_carouselitem title=”VA Loan” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/DownPayment-e1649354966521.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”#437fb9″ background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_color__hover_enabled=”on” button_bg_enable_color__hover=”on”]VA loans offer special benefits to current members of the military, veterans and eligible surviving spouses. Benefits include less-restrictive credit guidelines and lower down payment options. [/dica_divi_carouselitem][dica_divi_carouselitem title=”USDA Loan” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/USDA-e1649355044307.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”rgba(142,144,145,0.8)” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_icon=”%%20%%” button_on_hover=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_enable_color__hover=”on”]Move away from the city and purchase a home with no down payment. USDA loans offer programs to rural home buyers who meet USDA’s income eligibility requirements. [/dica_divi_carouselitem][dica_divi_carouselitem title=”Jumbo Loan” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/Jumbo-e1649355054867.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”rgba(67,127,185,0.6)” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_color__hover_enabled=”on” button_bg_enable_color__hover=”on”]Jumbo loans provide a great option for home buyers purchasing homes that exceed conforming limits. If you want to buy a lot more real estate, and you have good credit and a large down payment, a jumbo loan might be right for you. [/dica_divi_carouselitem][dica_divi_carouselitem title=”SNL Direct Portfolio Loan” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/SNLPortfolio-e1649355019384.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”#0e416b” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_color__hover_enabled=”on” button_bg_enable_color__hover=”on”]Ready to invest in your next property? Look no further than our exclusive SNL Direct portfolio loan. Backed by Security National Life (SNL), this loan features no income documentation requirement, eligibility to close as an LLC and a competitive interest rate. [/dica_divi_carouselitem][dica_divi_carouselitem title=”Reverse Mortgage” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/Reverse-e1649355032398.png” image_padding=”0|0|30px|0″ content_padding=”0px|0|0|0|false|false” button_margin=”32px||” custom_padding=”76px|20px|76px|20px|true|true” custom_padding_phone=”67px||67px||true|false” custom_padding_last_edited=”off|desktop” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”#437fb9″ background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_icon=”%%20%%” button_on_hover=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover_enabled=”on” box_shadow_vertical_button__hover=”2px” box_shadow_blur_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” button_bg_color__hover_enabled=”on” button_border_width__hover_enabled=”on” button_border_radius__hover_enabled=”on” button_letter_spacing__hover_enabled=”on” button_bg_color__hover=”rgba(0,0,0,0)” button_border_radius__hover=”0px”]A reverse mortgage is available to homeowners age 62 and older with equity in their homes. Reverse mortgage payments can be received monthly, in a lump sum or through a line of credit. [/dica_divi_carouselitem][dica_divi_carouselitem title=”Adjustable Rate Mortgage (ARM)” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/ARM-e1649354955296.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”rgba(142,144,145,0.8)” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_color__hover_enabled=”on” button_bg_enable_color__hover=”on”]An adjustable rate mortgage might be a good option for you. ARMs feature lower interest rates, but the interest rate can change (or adjust) after a fixed amount of time. This type of loan might also be a good option for you if you are looking to own a home for a shorter period of time. [/dica_divi_carouselitem][dica_divi_carouselitem title=”Renovation Loan” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/203k-e1649354992228.png” image_padding=”0|0|30px|0″ content_padding=”0px|0|0|0|false|false” button_margin=”32px||” custom_padding=”76px|20px|76px|20px|true|true” custom_padding_phone=”67px||67px||true|false” custom_padding_last_edited=”off|desktop” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”rgba(67,127,185,0.6)” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(0,0,0,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_icon=”%%20%%” button_on_hover=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover_enabled=”on” box_shadow_vertical_button__hover=”2px” box_shadow_blur_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” button_bg_color__hover_enabled=”on” button_border_width__hover_enabled=”on” button_border_radius__hover_enabled=”on” button_letter_spacing__hover_enabled=”on” button_bg_color__hover=”rgba(0,0,0,0)” button_border_radius__hover=”0px”]Buy a fixer-upper and get financing for both the home and the repairs. A renovation loan or rehab loan — or an FHA construction loan — lets you finance a home and the necessary repairs in one transaction.[/dica_divi_carouselitem][dica_divi_carouselitem title=”Down Payment Assistance Programs” button_url_new_window=”1″ image=”https://snmc.com/wp-content/uploads/2022/04/DownPayment-e1649354966521.png” image_padding=”0|0|30px|0″ content_padding=”-3px|0|0|0″ button_margin=”32px||” custom_padding=”77px|20px|77px|20px|true|true” _builder_version=”4.14.4″ header_font=”Gotham Medium||||||||” header_text_align=”center” header_text_color=”#FFFFFF” body_font=”||||||||” body_text_align=”center” body_text_color=”#ffffff” background_color=”#0e416b” background_enable_color=”on” background_color_gradient_direction=”120deg” custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”rgba(224,43,32,0)” button_bg_color_gradient_start=”#d600fc” button_bg_color_gradient_end=”#3187ea” button_bg_color_gradient_direction=”145deg” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_use_icon=”on” button_on_hover=”on” button_alignment=”center” global_colors_info=”{}” box_shadow_vertical_button__hover=”2px” box_shadow_vertical_button__hover_enabled=”on” box_shadow_blur_button__hover=”18px” box_shadow_blur_button__hover_enabled=”on” button_bg_color__hover=”rgba(224,43,32,0)” button_bg_color__hover_enabled=”on” button_bg_enable_color__hover=”on”]Down payment assistance programs help homebuyers with access to sums of money through grants or loans to use as a downpayment. These funds can be made available through government and state housing agency programs or private organizations. [/dica_divi_carouselitem][/dica_divi_carousel]