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Turning Houses into Homes™

Is the 20% Mortgage Down Payment Dead?

BLOG For first-time home buyers, the challenge of coming up with a 20% mortgage down payment is often difficult enough to keep them out of the market. But the fact is, the 20% down payment is all but dead — and has been for quite some time, especially for first-time...

FHA Loan vs. Conventional Mortgage: Which Is Right for You?

BLOG When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are for more established buyers — is that it? Not necessarily....

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