ITIN Home Loan
Interested in buying a home but worried that you’re not a United States citizen? Our ITIN home loan program helps people living in the United States who have not yet received a social security number apply for a loan using their ITIN.
ITIN home loan features:
Borrowers
Non-permanent resident aliens; natural persons with legal capacity, and DACA allowed Borrower must possess a valid ITIN card or IRS ITIN letter. Must provide government issued photo ID (e.g. passport, driver’s license, etc.)
Property
HOME TYPES: 1-4 family, townhomes, PUDs, Condos, manufactured homes.
OCCUPANCY: Owner occupied/Non-owner occupied
Minimum Loan Size
$50,000 (Gift funds allowed)
Education
All ITIN borrowers must take a home buyer’s course
Is a ITIN home loan right for you?
If you’re interested in buying a home in the U.S., but you are not a United States citizen then a ITIN home loan could be right for you. To find out if an ITIN home loan is right for you, contact a loan officer or visit a local branch near you.
You're a homebuyer with good income and want to pay off your home quickly
You're an older homebuyer with an established career and want to pay off your home before retirement
You want a lower interest rate and a shorter-term mortgage
You want to build home equity and save money
Shorter terms means your monthly payments will be higher, but you’ll build home equity more quickly as you pay down the principal of the loan
Why choose SecurityNational Mortgage for your ITIN home loan?
We’re experts with deep experience in underwriting, processing, and closing on ITIN home loans. Let our professionals guide you through the experience!
This is not a commitment to make a loan, nor should it be construed as lending advice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Company is an Equal Housing Lender NMLS# 3116.
Still need help?
We're great with directions!
No really, ask us for directions. Our mortgage professionals are waiting to help answer any questions or concerns you have as you begin your journey home.