Jumbo Loan

It’s a big one! Jumbo loans are designed to purchase more expensive homes. Each year, Fannie Mae, Freddie Mac, and their regulator, the Federal Housing Finance Agency (FHFA), set size limits for loans that they’ll buy from lenders. These agencies won’t buy Jumbo loans, so they need to be sold on the secondary market, and that often makes the cost of getting a Jumbo mortgage higher than the cost of a conforming mortgage.

Jumbo loan features:


Finance larger homes over the local conventional conforming limits


Purchase and refinance options, including cash-out refinance


Allows for primary residence, second home or investment property

Is a Jumbo loan right for you?

If you’re looking to purchase a larger home, or buy a home in a high-cost area, you might want to look at a Jumbo mortgage — it could help you get that dream house you’ve always wanted! Here are some other scenarios to help you determine if a Jumbo loan is right for you:



You want to buy a home that exceeds the conforming loan limits in your area

Conforming loan limit is $726,200 in most areas. In high-cost areas, the limit it $1,089,300

You have a significant amount of wealth and want to purchase an expensive home


You want to buy a home in a high-cost area

Why choose SecurityNational Mortgage for your jumbo loan?

We’re experts with deep experience in underwriting, processing, and closing on Jumbo mortgages. Let our professionals guide you through the experience!

This is not a commitment to make a loan, nor should it be construed as lending advice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Company is an Equal Housing Lender NMLS# 3116.

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