Steps to home ownership made easy

by | First-Time Homebuyers

Purchasing a home can seem complex. Obtaining a mortgage shouldn’t be. Here are simple steps to get you started on your journey to homeownership:

1. Buyer obtains prequalification from lender

2. Buyer identifies desired home with a Real Estate agent’s help

3. Contract is accepted/home is placed in escrow

4. Loan application is submitted to lender

5. Lender orders title and property appraisal

6. Loan materials are reviewed and processed

7. Loan submitted to underwriting for approval

8. Preparation of the Closing Disclosure

9. Loan documents are signed

10. The loan is funded and recorded

11. Buyers get the keys to their new home

Looking to buy your first home?

When considering the purchase of a home, you’re bound to have questions. Well, you’ve come to the right place!

Top 5 reasons to get-prequalified

Getting prequalified is a great first step when beginning to shop for a home.

Common loan documents needed prior to close

A simple checklist of documents and items needed prior to closing on your home loan.

Disclaimer: SecurityNational Mortgage Company, and its loan officers, unless individually licensed and specifically denoted in their credentials, are not qualified to, and are prohibited from representing themselves as accountants, attorneys, certified financial planners, estate planners, investment specialists or tax experts, and will not advise you in those matters. Always seek the advice of a licensed professional. By submitting your contact information you agree to our Terms of Use and our Privacy Policy. You also expressly consent to having SecurityNational Mortgage Company contact you about your inquiry. This is not a commitment to make a loan. Loans are subject to borrower and property qualifications. Contact loan officer listed for an accurate, personalized quote. Interest rates and program guidelines are subject to change without notice. SecurityNational Mortgage Company is an Equal Housing Lender. Company NMLS# 3116