Mortgage do’s and don’ts

by | First-Time Homebuyers



Do keep paying bills on time


Do let us know of any significant changes (job, new expenses)


Do get us all documentation requested on a timely basis


Do tell us of large new deposits to bank accounts


Do keep a paper trail of new deposits/transfers into bank accounts that are not payroll related


Do use funds for closing from only the asset accounts we have verified



Refrain from changing jobs, becoming self-employed or quitting your job


Refrain from buying a new vehicle or other large purchases (furniture, appliances) on credit


Refrain from using credit cards excessively and increasing credit card balances


Refrain from making large deposits or changing banks without first checking with your loan officer

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Disclaimer: SecurityNational Mortgage Company, and its loan officers, unless individually licensed and specifically denoted in their credentials, are not qualified to, and are prohibited from representing themselves as accountants, attorneys, certified financial planners, estate planners, investment specialists or tax experts, and will not advise you in those matters. Always seek the advice of a licensed professional. By submitting your contact information you agree to our Terms of Use and our Privacy Policy. You also expressly consent to having SecurityNational Mortgage Company contact you about your inquiry. This is not a commitment to make a loan. Loans are subject to borrower and property qualifications. Contact loan officer listed for an accurate, personalized quote. Interest rates and program guidelines are subject to change without notice. SecurityNational Mortgage Company is an Equal Housing Lender. Company NMLS# 3116

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