Mortgage do’s and don’ts
Do keep paying bills on time
Do let us know of any significant changes (job, new expenses)
Do get us all documentation requested on a timely basis
Do tell us of large new deposits to bank accounts
Do keep a paper trail of new deposits/transfers into bank accounts that are not payroll related
Do use funds for closing from only the asset accounts we have verified
Refrain from changing jobs, becoming self-employed or quitting your job
Refrain from buying a new vehicle or other large purchases (furniture, appliances) on credit
Refrain from using credit cards excessively and increasing credit card balances
Refrain from making large deposits or changing banks without first checking with your loan officer
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