Articles
Helpful articles for home buyers
With so many loan types available, it can get a bit confusing. We’re here to help you. Our expert loan officers can guide you through the available mortgage options and help you choose what will work best for you and your unique financial situation. You can trust on our loan professionals to help you find the perfect loan option for you. Browse these options below, then contact one of our local branches to get started on your journey home!
The difference between forbearance and forgiveness
Forbearance is when a lender agrees to let a borrower postpone payments until a later date. The payments are not eliminated. They will need to be paid at the end of the forbearance period, spread over time, or added at the end of the loan. It’s important to know this...
Know the different mortgage relief options
Know the different mortgage relief options so you can make the best choice. Forbearance This is the plan everyone is talking about since the passage of the CARES Act. It’s an agreement with your lender to reduce or delay regular payments for a set time. When the...
The fed cut interest rates to zero. Here’s what it means for mortgages.
Falling mortgage rates will likely hit a floor, Here's why. The Federal Reserve has taken emergency action to cut rates to zero. While 0% interest rates sound great to anyone who owns a home or is planning to buy, it’s important to slow down and talk through a couple...
Who’s who in the mortgage process
Helpful Articles > First-time homebuyersHere is a list of some of the people you will become familiar with throughout the loan process. This should help you better understand what you can expect from each individual along your journey home.An individual who is...
Mortgage do’s and don’ts
Helpful Articles > First-time homebuyersDo's Don'ts Looking to buy your first home?When considering the purchase of a home, you're bound to have questions. Well, you've come to the right place!Steps to home ownership made easyPurchasing a home can seem complex....
Common loan documents needed prior to closing your loan
Helpful Articles > First-time homebuyers*SecurityNational Mortgage Company does not require income documentation to complete a loan application or to receive a loan estimate.Looking to buy your first home?When considering the purchase of a home, you're bound to...
Top 5 reasons to get prequalified
Helpful Articles > First-time homebuyersNegotiate Towards a Better Price Prequalified gives the seller confidence by being reassured that financing shouldn't be an issue. Reduce Stress Know what terms you need, if you'll want to ask for down payment and/or closing...
Looking for a home loan?
Helpful Articles > First-time homebuyersWhen considering the purchase of a home, you're bound to have questions. Well, you've come to the right place! We've got the deep industry experience and long-term stability you're looking for in a mortgage company. Our...
Steps to home ownership made easy
Helpful Articles > First-time homebuyersPurchasing a home can seem complex. Obtaining a mortgage shouldn't be. Here are simple steps to get you started on your journey to homeownership: 1. Buyer obtains prequalification from lender 2. Buyer identifies desired home...
3 things more important than your interest rate
There are at least 3 things more important than the home loan interest rate you get. Shopping for a lender based only on rate will mean likely missing them. Home buyers often mistake interest rate as the only important part of a home loan. It’s not. There are many...
Still need help?
We're great with directions!
No really, ask us for directions. Our mortgage professionals are waiting to help answer any questions or concerns you have as you begin your journey home.